Tax Resolution / Tax Relief
Do you owe the IRS money? Are they sending you demand letters? Are you looking for help to fight back? We are here to support you during these challenging times, and will stand by your side during this journey to mitigate your tax liabilities.
IRS Tax Challenges
We can help you with the following IRS tax problems:
- Wage Garnishment – IRS wage garnishment is the deduction of money from an employee’s monetary compensation resulting from unpaid IRS taxes. Most likely this should not be a surprise as the IRS will only levy one’s wages after repeated letters and warnings about the taxes owed. This is one of the IRS’s most aggressive tax collection mechanisms and should not be taken lightly. The IRS would rather resolve taxes in a different manner but they will levy when they feel the have run out of other options. It is important to understand how garnishments work to ensure you take the appropriate actions to avoid them or stop the IRS from taking your wages.
- Bank Levy – An IRS levy permits the legal seizure of your property to satisfy a tax debt. It can garnish wages, take money in your bank or other financial account, seize and sell your vehicle(s), real estate and other personal property.
- If you receive an IRS bill titled Final Notice of Intent to Levy and Notice of Your Right to A Hearing, contact us right away.
If you receive an IRS notice of levy against your employee, vendor, customer or other third party, it is important that you comply with the levy.
- If you receive an IRS bill titled Final Notice of Intent to Levy and Notice of Your Right to A Hearing, contact us right away.
- Threatening Letters – The IRS carry out their threats, so ignoring an IRS threatening letter is absolutely the worst thing to do. First, you should check the facts in the letter. If there is anything amiss in their calculations or your liabilities or their assessment, write a polite letter back explaining the error or omission and see if they will remedy the situation. If they have reached the point where they are sending you threatening letters however, you may need to be a little more proactive in resolving the situation before the IRS become proactive themselves. You do not want this to happen. If you allow the IRS to take action before you do it will result in you unnecessarily suffering at their hands. The IRS has considerable powers when it comes to collecting taxes and they are rarely if ever prone to taking the lightweight approach. The IRS sends out threatening letters when they know or think they know that you owe them money; beyond that, they have little interest in you.
- IRS Audit Notification – Did You Receive an Audit Letter From the IRS? – The first step is not to panic. The IRS uses letters to communicate with taxpayers about IRS audits. As with most IRS communication, there are deadlines associated with IRS audit letters. You will have time to review the items that are being contested and prepare your response. Selecting a return for examination does not always suggest that the taxpayer has either made an error or been dishonest. In fact, some examinations result in a refund to the taxpayer or acceptance of the return without change.
- Non-Filing – What if you fail to file? – The IRS may file what is known as a substitute return for you. However, as you well know, the IRS will not be looking to save you any money. In fact, a substitute return will not include any of the standard deductions your accountant would typically include in your return. Case in point, a substitute return only allows one exemption: single or married filing separate, so you end up with higher tax liability than if you would have just filed.
- Liens – A federal tax lien arises when a tax return is filed and the tax isn’t paid after a demand for payment has been made. By law the lien is in favor of the United States and is upon all property and rights to property of the person with the unpaid tax. It gives the IRS the authority to seize any proceeds from sales of real estate owned by a delinquent taxpayer. To protect the government’s right of priority against other parties who are owed money by the same person, the IRS will file a Notice of Federal Tax Lien, which puts other creditors on notice about the IRS’s claim.
- Offers-in-Compromise – Reduce Your IRS Debt with an Offer-In-Compromise – Qualifying for an offer-in-compromise settlement can save you thousands of dollars in taxes, penalties and interest. An offer-in-compromise is an agreement between a taxpayer and the IRS to settle the taxpayer’s tax liabilities for less than the full amount owed. Absent special circumstances, an offer will not be accepted if the IRS believes that the liability can be paid in full as a lump sum or through a payment agreement.
How Enrolled Agents Help You Deal with IRS Revenue Officers
An IRS Enrolled Agent can help you with providing the specific documentation needed to remove or reduce tax penalties.
If you have a serious tax issue, the IRS may assign a Revenue Officer (RO) to your case. Once a RO has been assigned, the situation is serious. They use aggressive collection tactics such as coming to your home or work, contacting your employer, issuing summonses, and filing liens and levies.
Dealing with them on your own can be scary and intimidating, and if you don’t know how to respond, the situation can become worse.
Communicating with IRS Revenue Officers
When you work with experienced enrolled agents, they represent you in front of the IRS. After you sign Form 2848 (Power of Attorney), the RO will direct all communication to the enrolled agent.
They will no longer be able to come to your home or office or contact your employer. All communication must go through your designated representative.
Establishing a Positive Relationship with Revenue Officers
Negotiating with RO on your own can be challenging. They often act like they have a chip on their shoulder. If you’ve missed deadlines in the process, they may be more aggressive.
Experienced enrolled agents understand the importance of establishing a good working relationship with the RO. They neutralize any negative predispositions they have and work hard to negotiate the best outcome possible for their clients.
Often they have worked with the RO in the past, or have already worked with their field office. They leverage these prior relationships to the taxpayer’s advantage, resulting in a less hostile negotiation and better resolution outcome.
Handling Revenue Officer Paperwork
RO request an enormous amount of paperwork. They almost always send out Form 9297 (Summary of Taxpayer Contact), the taxpayer has a very short amount of time to provide the requested information.
The paperwork must be filled out correctly and organized well. IRS Revenue officers don’t like sloppy paperwork and presentation. Enrolled Agents know how to present the paperwork in a clear concise way.
They develop a complete understanding of their clients’ tax problems and financial situation. They know from experience what information is going to be demanded and have all the financials and paperwork completed and prepared to submit when the RO makes contact.
RO impose stringent deadlines that can be impossible to meet. For example, they might expect a taxpayer to submit unfiled tax returns faster than you can gather the information. The IRS enrolled agent negotiates deadline extensions so you don’t suffer the consequences of missing deadlines.
Negotiating with the Revenue Officer
Some RO can be aggressive, however, enrolled agents that have experience working with them aren’t intimidated. If needed, they push back and elevate the case to the group manager to defend the taxpayer’s interest.
They can also request a Collection Due Process (CDP) hearing. The CDP brings in an objective third-party. They halt the previous collections’ actions and let you negotiate with a settlement officer.
RO generally have a lot of discretion in negotiations. They can accept or reject resolutions. They can use aggressive negotiation tactics to force taxpayers into a settlement that causes them to pay more than they can afford.
Many taxpayer advocates are skilled negotiators. They know the tax codes and IRS procedures. They have the experience to negotiate through difficult issues. They can help you avoid liens and garnishments or get them withdrawn. They use their experience to deliver the best outcome for the taxpayer.
Filing Forms for Taxpayers
The taxpayers designated representative has a team to collect all the necessary information to draft and submit Forms 433a (Collection Information Statement for Wage Earners and Self-Employed People) and 433b (Collection Information Statement for Businesses). RO almost always request these statements. They also know the importance of updating financials regularly during negotiations until the outcome is certain.
Get Help with Revenue Officers
The RO job is to take as much of your money as they can for the IRS. An experienced IRS enrolled agent thoroughly understands the IRS Collection Financial standards. They use their knowledge and experience to maximize your allowable expenses and reach the best resolution possible. If an RO has been assigned to your account now may be a good time to consider leveraging the services of TAHR Services Inc. The team of experienced enrolled agents at TAHR Services Inc can help you deal with them. To learn more, contact us today for a free consult.
IRS revenue officers use Form 9297 to collect financial information from taxpayers. The IRS uses the details on this form to figure out if you have the means to pay off your tax debt. The form itself is relatively straightforward, but to protect your income and assets, you may want to reach out to a tax professional before completing this form.
Our enrolled agents can help you understand your options and figure out the best way to pay off your liability. To get help now, contact us today at TAHR Services Inc. We can answer your questions about this form and guide you to the best options for your situation.
What Does Form 9297 Mean?
Form 9297 means that the IRS wants information about your financial situation. The IRS revenue officer assigned to your case uses this information to calculate or verify your ability to pay your tax liability.
The IRS sends Form 9297 when it’s getting serious about collecting your tax liability. If you receive this form, you’re not dealing with automated collection notices anymore. A real person called a revenue office is looking at your situation, and they will find a way to resolve the case, whether you cooperate or not.
This form is called a summary of taxpayer contact because it summarizes the information that the revenue officer collects from you. Typically, the revenue officer will mail you this form to fill out on your own, but in some cases, they may call you and ask questions over the phone based on this form. Keep in mind that whether you’re dealing with mail or phone calls, you always have the right to legal representation in front of the IRS.
What Is a Revenue Officer?
A revenue officer is an IRS employee who collects delinquent taxes and secures overdue tax returns from taxpayers. They analyze financial information to see if a taxpayer can afford to pay their tax bill, and they work with taxpayers to set up payment plans. They also have the right to forcibly collect tax debts through federal tax liens, wage garnishments, and asset levies. They may even be able to take your home.
How to Respond to Form 9297
IRS Form 9297 outlines the information that you need to provide to the IRS. Typically, it requests Form 433-A (Collection Information Statement) as well as the following:
- Most recent pay stub.
- Proof of all other income sources including spousal support, child support, pensions, Social Security benefits, self-employment income, or rental income.
- 12 months of statements from bank accounts.
- A list of retirement accounts, stocks, bonds, and other investments.
- Copies of all vehicle registrations including RVs, motorcycles, etc.
- The last three months of out-of-pocket medical expenses.
- Mortgage statements for all properties.
- Proof of last payment on all mortgages.
- Copies of most recent utility and phone bills.
- Verification that you’ve made estimated quarterly tax payments as required.
To respond to Form 9297, you simply need to send this information to the IRS. You must respond promptly by the date noted on the letter, or the IRS may pursue collection actions (liens, levies, garnishments, etc) against you.
Keep in mind, however, that the IRS will use this information to decide how to collect your tax debt. For instance, if the agency sees that you have a lot of assets, it may demand payment in full and expect you to sell your assets.
You should never lie to the IRS — hiding assets when the IRS requests information is considered tax evasion. However, you may want to reach out to an enrolled agent before you respond to this notice so we can advise you on the best way to proceed.
Why Was a Revenue Officer Assigned to My Case?
The IRS usually only assigns revenue officers in the following situations:
- You have several years of unfiled tax returns.
- You have had repeated tax compliance issues.
- The tax liability is high– the exact amount of tax debt varies, but generally, you won’t have an IRS revenue officer assigned to your case until your liability is at least $25,000.
- You have failed to respond to the revenue officer over the phone.
- A business owes taxes such as payroll taxes or the trust fund recovery penalty.
Having a revenue officer assigned to your case means that the IRS is serious about collecting your tax debt. The revenue officer’s job is to determine how to collect the tax liability. This can involve learning about your assets using Form 9297 and then, issuing tax liens or levies against those assets.
What Happens When the IRS Assigns a Revenue Officer to My Case?
A revenue officer is legally permitted to start enforced collection actions against you, including the following:
- Federal tax liens
- Wage garnishments
- Bank account levies
- Asset seizures
If they believe that you have committed tax fraud or evasion, the revenue officer can also initiate an investigation. Once the IRS assigns a revenue officer to your case, you can no longer ignore your tax issue. Things can get very serious, very quickly. To protect yourself, you should reach out to an enrolled agent.
Revenue Officer Versus ACS
When you get behind on your taxes, the IRS can assign your case to a revenue officer or a group of employees in the Automated Collection System (ACS). Here are the differences between the two.
When your case is assigned to a revenue officer, they are personally responsible for resolving the case. As a result, cases tend to get resolved faster when they are assigned to an officer. To put it another way, the revenue officer will be diligent about contacting you, setting up arrangements to take care of the tax debt, or pursuing collection actions against you.
Automated Collection System
In contrast, when your case gets assigned to ACS, a number of employees work on your case. They are less likely to call you or help you set up payment plans, offers in compromise, or other collection alternatives. If they can’t resolve your case, they usually just pass it off to the next employee in the queue.
To break it down, you may be able to fly under the radar if the IRS assigns your case to the ACS. You won’t be able to ignore the situation if a revenue officer is working your case.
In some cases, however, working with a revenue officer can be easier than dealing with the automated system. The revenue officer is personally assigned to your case. They have reviewed the situation, and they may be able to help you find a resolution option.
If your account is in the ACS, the people you call won’t be intimately familiar with your case. As a result, they may provide you with incorrect information, or they may not be able to help you identify the best resolution option for your situation. A tax attorney can be invaluable in both of these scenarios.
When to Talk to an Enrolled Agent About 9297 IRS Form
If you receive IRS form 9297, you should reach out to an enrolled agent in the following situations:
- You don’t know why you received this notice.
- You can’t afford to pay the tax liability in full.
- You don’t agree with the tax due shown on the notice.
- You believe the tax due is exclusively the fault of your spouse, ex-spouse, or late spouse.
- You want help requesting relief from penalties.
- You’re worried about the IRS issuing a federal tax lien, garnishing your wages, levying your bank accounts, or seizing your assets.
- You have had compliance issues in the past, and you don’t qualify for a payment plan.
- You’re tired of dealing with the IRS, and you want an enrolled agent to advocate for you.
- You have questions about your taxpayer rights.
When to Respond to Form 9297 on Your Own
In some cases, you may be completely comfortable responding to Form 9297 on your own. For instance, if you owe less than $25,000 and you agree with the tax liability, you may just want to set up a payment plan.
It’s fine to take a DIY approach to tax resolution if you’re comfortable doing so. However, an attorney can be critical if you want to reduce penalties, apply for a tax relief program such as an offer in compromise, or appeal an incorrect assessment.
Also, keep in mind that revenue officers work for the IRS. Their first priority is collecting the tax for their boss (the IRS). An enrolled agent, in contrast, works for you. Their first priority is to get you out of tax debt as inexpensively and as painlessly as possible.
Get Help With Form 9297
You don’t have to deal with the IRS on your own. An enrolled agent can help you deal with the IRS, and they can direct you toward the best options for your unique situation.
To learn more, contact us at TAHR Services Inc for a free consultation. We’ll start with a conversation about your tax situation. Then, we’ll outline how we can help you and what to expect if you decide to work with us. Don’t let the IRS take your assets or use other extreme measures to collect your tax debt. Instead, get help today.
IRS Tax Relief Forms
IRS Tax Relief forms are used to settle, pay, file and resolve IRS tax issues including unpaid taxes. These PDF IRS Forms will typically include instructions for their use, but understanding when and exactly how to use these forms may need the advice of a tax professional. The links below lead directly to the IRS website making it easy for you to access and download these forms.
IRS Offer in Compromise Forms
- IRS Offer in Compromise Form (IRS Form 656)
- Income Certification for Offer in Compromise
- Application Fee and Payment (IRS Form 656-A)
- Collection Information Statement for Wage Earners and Self-Employed
- Individuals (IRS Form 433-A (OIC))
- Collection Information Statement for Businesses (IRS Form 433-B (OIC))
IRS Installment Agreement Forms
- IRS Installment Agreement Request Form (IRS Form 9465)
- IRS Collection Information Statement (IRS Form 433-F)
- IRS Installment Agreement Form (IRS Form 433-D)
- IRS Collection Information Statement for Businesses (IRS Form 433-B)
IRS Partial Payment Installment Agreement
- Installment Agreement Request (IRS Form 9465)
- Income Certification for Offer in Compromise Application Fee and Payment (IRS Form 656-A)
- Request for IRS Innocent Spouse Relief (IRS Form 8857)
IRS Penalty Abatement Forms
- Claim for Refund and Request for Abatement (IRS Form 843)
IRS Prove Financial Hardship or Be Considered “Uncollectible”
- Collection Information Statement for Wage Earners and Self-Employed Individuals (IRS Form 433-A)
- IRS Collection Information Statement (IRS Form 433-F)
IRS Tax Lien Forms
- IRS Application for Withdrawal of a Federal Tax Lien (IRS Form 12277)
- IRS Application for Certificate of Discharge of Property from Federal Tax Lien (IRS Form 14135)
IRS Substitute W-2 Form to File IRS Back Taxes Forms
- Substitute for IRS W-2, Wage and Tax Statement, or Form 1099-R, Distributions From Pensions, Annuities, Retirement or Profit-Sharing Plans, IRAs, Insurance Contracts, etc. (IRS From 4852)
- IRS Collection Due Process Hearing (CDP) (IRS Form 12153)
- IRS Collection Appeals Program (CAP) (IRS Form 9423)
Amending a Tax Return Form 1040x
- Amending U.S. Individual Income Tax Return (IRS Form 1040X)
IRS Tax Filing Extension
- Application for Automatic Extension of Time To File U.S. Individual Income Tax Return (IRS Form 4868)
IRS Power of Attorney
- Power of Attorney and Declaration of Representative (IRS Form 2848)
Tax Relief FAQ
You’ve decided to do something about your back taxes, and now you’re wondering whether hiring an enrolled agent to help you manage your tax liability is right for you. Know that a lawyer will make the process of resolving your back taxes a lot easier. An experienced tax relief attorney can achieve results that you most likely can’t achieve on your own.
Still, you’re bound to have questions about how an attorney can provide the tax relief you’re looking for. See below for some tax relief FAQs we often hear from our clients.
What is penalty relief?
Penalty relief is when the IRS agrees to waive some or all of the penalties that have accrued on your back taxes. Sometimes, penalties can be greater than the initial tax liability itself. When the IRS erases these penalties, it can suddenly become a lot easier to pay your tax bill.
What is an offer in compromise?
An offer in compromise is basically a settlement offer. Only some people will qualify to have their back tax liability settled, rather than being required to pay the full amount. Your tax relief lawyer will closely examine your personal situation, income, liabilitys, assets, and amount of back taxes owed to see if you qualify for a settlement.
Can the IRS or state garnish my wages?
You bet they can. Unfortunately, the government has many resources at their disposal for collecting taxes, and taking money from your paycheck is one of them. They can also take money directly from your bank account and take your personal property, such as vehicles and homes. When the IRS or state takes your wages, it’s called a wage levy.
What does “Currently Not Collectible” mean?
It means you really do not have the financial resources to pay your taxes at this time. Your lawyer can prove this to the IRS or state, getting them to stop collections for a time. This can give you the peace of mind of knowing that you won’t keep being harassed for back taxes that you can’t pay.
Tax Relief Is a Phone Call Away
To get all of your questions answered and start handling your tax liability, contact us today at TAHR Services Inc.